Frequently Asked Questions

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Our Company

Sayyam Investments Private Limited is a Non-Deposit Taking Non-Banking Finance Company (NBFC) duly registered with the Reserve Bank of India (RBI), with the head office in Guwahati, Assam. We are engaged in the business of providing loans. Our services are aimed at fulfilling the aspirations and dreams of millions of our customers. We have developed a mobile app called “PayRupik” to cater the personal financial needs of the Indian public. Payrupik enhances the experience of obtaining instant personal loans up to INR 25,000 within minutes on your mobile phone, here you can avail of loans with low interest, early repayment, and a fast process. For more assistance our customer service is very professional and will actively solve all your problems. The loan application process is completely transparent and straightforward, facilitating the speedy disbursal of loans. Further, it’s not required to submit any collateral to get a loan from our PayRupik App.

We Promise Sustainable Future For You

Directors of Sayyam

Rishab Raja
Director
Alumini of IIM-C
At Sayyam Investments, we bring together the strengths of banks and Non-Banking Financial Companies (NBFCs) through our co-lending model, ensuring efficient and seamless credit access for businesses and individuals. With a strong user base and a seamless digital lending platform, we aim to expand financial inclusion and offer quick, hassle-free credit to consumers.
Girish Chander Dalakoti
Independent Director
35 years experience
Mr. Girish Chander Dalakoti, a Director at Sayyam Investments Pvt. Ltd., brings over 35 years of leadership experience in banking, including key roles at Bank of Baroda. With expertise in operations, recovery, and regional management, he has led large teams, driven business development, and implemented strategies for growth and compliance. His deep understanding of financial administration and customer-centric practices strengthens the company's governance and operational vision.
Laxmi Kant Srivastava
Independent Director
39 years experience
Laxmi Kant Srivastava, an Independent Director with 39 years of banking experience, joined Sayyam Investments Pvt. Ltd. as an Additional Director. Certified in banking and sustainable finance, IBPS, GLG, and other international consulting firms impaneled him as a subject matter expert. Mr. Laxmi Kant is also a guest faculty in Canara Bank, BIRD, IIBF, NIBSCOM, and NABARD like reputed institutions, and is actively involved in people development and research on the Indian economy.
Shankaragouda Lingangouda Patil
Independent Director
35 years experience
Mr. S.L. Patil, a former State Information Commissioner and retired Additional Commissioner of Commercial Taxes, joined Sayyam Investments Pvt. Ltd as an Additional Director. His extensive experience in tax administration and quasi-judicial roles, including his service as a Tax Member of the Karnataka Appellate Tribunal and State Information Commissioner, brings valuable expertise to the company.
Sameer Gaikwad
Independent Director
20+ years experience
Mr. Sameer Gaikwad, an Independent Director at Sayyam Investments Pvt. Ltd., is an IICA-certified professional with 20+ years of experience in banking and NBFC sectors. He brings expertise in asset and liability management, regulatory compliance, and strategic business planning. Having worked closely with institutions like the Reserve Bank of India and SEBI, he adds strong governance, operational insight, and financial acumen to the board.
Devendra Kumar Verma
Independent Director
35 years experience
Director of the Company, his career in the Finance industry, spanning over more than a decade, has enabled him to build a powerful network in the banking sector and an unparalleled expertise and insight in the Banking field in India.

Our Service Providing lending Partners

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